SMART BANKING, FROM ANYWHERE.
Our free digital banking tools bring the power of banking to your favorite devices, so you can take care of banking on your terms.
Benefits You'll Love
- Access accounts, balances, and history anytime
- Pay bills and schedule payments with ease
- Deposit checks from your phone with mobile deposit
- Go paperless with fast, secure eStatements
Online Banking
- Free, secure, and easy-to-use service for Wisdom Heritage Bank customers
- Manage a number of banking activities anytime, anywhere with internet access:
- Access eStatements
- View account balances and history
- Transfer funds between accounts (one-time and recurring transfers)
- View checks written
- Make loan payments
- And more
Bill Pay
- Pay one-time or recurring bills with ease:
- Schedule payments in advance
- Set up payment reminders
- Ensure payments are received on time
- Have all payee information in one convenient place
- Retain funds until paper drafts are presented for payment
- Avoid paper clutter
- More secure than paper billing
- Make more time for yourself; fewer bank trips necessary
- Print or download to popular financial management software
Mobile Banking
- Fast, free, and secure service for customers enrolled in online banking1
- Available to personal and business customers
- Easily keep track of your finances — even on the go:
- View account balances
- Review history
- Transfer funds between accounts
- Receive alerts
- Pay bills
- Available via any web-enabled mobile device
- Use this service in three convenient ways:
- Save valuable time and effort; avoid an extra trip to a branch
Mobile Deposit
- Deposit checks anytime, anywhere from your mobile phone
- Free service for customers with a Wisdom Heritage Bank checking account who have opted in to receive electronic statements.
- Deposit your check with a few taps of your finger:
- Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
- Select the checking account into which you want to make the deposit
- Enter the check amount
- Verify that everything on the screen is correct, then hit "Submit"
- We'll confirm that the check has been received
- Save time, avoid unnecessary trips to a branch
Mobile Bill Pay
- Pay one-time or recurring bills with ease:
- Schedule payments in advance
- Set up payment reminders
- Ensure payments are received on time
- Have all payee information in one convenient place
- Retain funds until paper drafts are presented for payment
- Avoid paper clutter
- More secure than paper billing
- Make more time for yourself; fewer bank trips necessary
- Print or download to popular financial management software
1 Wireless carrier data rates may apply.
*Regarding the Wisdom Heritage Bank mobile banking app through Google Play: Information such as your usage history, account information, and banking activity will be retained in compliance with regulatory guidelines. If you wish for your information to be removed, we will disable your Wisdom Heritage Bank mobile app access and you will no longer have access via the app. You will still be able to utilize internet banking via the website at www.wisdomheritage.bank. We will only accept, see, and delete data requests made by calling us at Wisdom Heritage Bank or by email at [email protected] and please reference Google Privacy.
- Fast, free, and easy alternative to paper statements
- Reduce chances of fraud and identity theft
- Arrive faster than paper statements
- Simplify recordkeeping
- Easily access past statements
- Ability to download for permanent storage or print, if needed
- Receive email notice when a new eStatement is ready
To Enroll in eStatements
- Log into online banking.
- Select Correspondence, then select Forms.
- Click Statements, then fill out the form and click Submit.
Use this calculator to determine your projected earnings from our Heritage Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Heritage Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $25,000 | $100 | 5.84% | 6.00% |
| $25,000+ | $100 | 1.00% | 6.00% to 2.00% |
| All balances if qualifications not met | $100 | 0.0499% | 0.05% |
*Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Heritage Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- Be enrolled in and agree to receive eStatements
Heritage Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $50,000 | $20 | 1.98% | 1.00% |
| $50,000+ | $20 | 1.00% | 2.00% to 1.50% |
| All balances if qualifications not met | $20 | 0.0499% | 0.05% |
*Qualifications
Qualifying for your Heritage Cash or Heritage Cash Back rewards automatically qualifies you for the highest Heritage Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Heritage Cash or Heritage Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- Be enrolled in and agree to receive eStatements
Wisdom Elite*
|
Average Daily Balance |
APR |
APY |
|
>$100,000 |
3.50% |
3.56% |
|
$50,000-$99,999 |
3.10% |
3.15% |
|
$25,000-$49,999 |
2.65% |
2.69% |
|
$15,000-$24,999 |
1.90% |
1.92% |
|
<$15,000 |
1.00% |
1.01% |
Rates may change after account opening. Transaction fees may reduce earnings.
*APY accurate as of 2/12/2026. APY=Annual Percentage Yield. This is a tiered-rate account. Rates vary by balance tier and may change after account opening. See bank for complete tier details, transaction limitations, and fee schedules. Member FDIC.


